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Group Long Term Care Insurance

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Long Term Care

Long-term care is needed when you have a chronic illness or disability that causes you to need assistance with Activities of Daily Living. Your illness or disability could include a problem with memory loss, confusion, or disorientation. The goal of long-term care services is to help you maximize your independence and functioning at a time when you are unable to be fully independent. See more about long term care.

Car

The costs of owning a car, which includes the cost of buying it, repairs, maintenance, fuel, depreciation, parking fees, tire replacement, taxes and insurance. Throughout the United States auto insurance policy is required to legally operate a motor vehicle on public roads. In some jurisdictions, bodily injury compensation for automobile accident victims has been changed to a no-fault system, which reduces or eliminates the ability to sue for compensation but provides automatic eligibility for benefits. Credit card companies insure against damage on rented cars.

Insurance

Promise of reimbursement in the case of loss; paid to people or companies so concerned about hazards that they have made prepayments to an insurance company.


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